M4 Insider – August Letter

How to Access Unique Cash-Flow & Automated Passive Investment Opportunities Without The Hassle of Hunting For Them on Your Own

Finally Create The Freedom & Lifestyle You Deserve With These

Insider Wealth Acceleration Strategies Almost No One Talks About…

From the desk of: Brad Weinman, Co-founder of M4 Research

If you want to create a life of true financial freedom for yourself and your family, then pay close attention to what you’re about to read.

Because not only am I going to share some unusual insights that’ll help you grow your income and savings at least 10 times faster than you’re currently doing…

…but I’m also going to share some controversial stuff with you, that quite frankly, isn’t going to be popular with everyone reading this.

So, let me just get real with you for a second…

Because everything is changing at such a rapid pace these days.

We’ve seen it happen with mobile phones…

TVs…

Computers…

And of course, the internet.

A lot of things have changed, and in some cases they’ve changed dramatically.

And one area where things have changed dramatically is investing.

Not only HOW you invest your money (whether it’s an IRA or 401(k), but also WHERE you invest it.

It used to be that you could put some money away every month from your paycheck into your IRA and 401(k), and in 30 years, be able to retire happily ever after.

But those days are long gone.

We’re in a new economy where the old money rules our grandparents grew up with no longer work.

And if you’re 55 years old or younger, and you’re counting on your IRA or 401(k) to retire on, then I hate to break it to you, but you’ve been lied to.

Wall Street has conditioned us to believe that stock market mutual funds are where your retirement savings belong.

But do you really think Wall Street cares about whether you can retire or not?

It’s no secret that the stock market is rigged against us little guys.

Anyone whose had most of their retirement savings invested in the stock market over the last 20 years has been on a wild roller-coaster ride that’s gone almost nowhere.

In fact, the majority of mutual fund investors have only managed to eek out an average annual return of 4.67%.

And you might be thinking, “4.5% isn’t TOO bad… it’s certainly better than what the banks will give me, right?”

Well, not so fast, because if you’re investing inside a traditional IRA or 401(k), you’re going to end up paying an average of 3% to 4.5% a year in mutual fund management fees, including all the hidden fees that are buried deep in the fine print.

It’s the equivalent of taking a loan out without knowing what the interest rate is… and what’s sad is that most people don’t even know what they’re invested in.

On top of the fees, you’ve also gotta consider inflation, which, over the last 20 years, has averaged about 2.3% a year.

So when you factor in all the fees with inflation and taxes, the majority of Americans have actually been going BACKWARDS for the last 16 years.

And people wonder why they’re not getting richer. Well, this is one of the big reasons why.

I recently came across a Wall Street Journal article that talks about how most of the early proponents of the 401k are now saying that it’s a failure.

A guy named Herbert Whitehouse was one of the first advocates of the 401k back when he was a human resources executive at Johnson & Johnson over 30 years ago.

And now that he’s 65, he’s saying that because his own 401k took a hit in 2008, he’s gonna have to work well into his mid-70s just to maintain his current standard of living.

And he’s not the only one speaking out either…

Most people haven’t heard of Ted Benna before, but he’s considered to be the “founding father” of the 401k.

He actually invented it.

And he says that the 401k was never designed to replace pensions and that he regrets opening the door for Wall Street to make even more money than they were already making.

It’s just another reminder that the only guarantee Wall Street gives us is that they get paid whether we win or lose!

It sucks when you’ve worked really, really hard for decades only to end up with a LOT less than what you need to retire on.

And you realize – like this guy below – that you can’t afford to retire, which is just a huge problem for millions of people right now.

Top financial experts these days recommend that you stash away 10 to 20 times your annual household income.

So, if you’re in a situation where you’re behind in saving for retirement, then you either have to make more money to increase your savings and/or find investments that’ll pay you a higher rate of return to make up the difference.

And all of this raises the big question…

If 401ks are so bad, where should you put your money instead?

Well, there’s no real cut-and-dry answer to that…

However, there arebetter alternatives to 401k’s out there that’ll ensure that you won’t have to worry about things like stock market crashes or running out of money.

It all boils down to being willing to adopt a more unconventional approach to growing your income and your nest egg.

Obvious Wealth Secret

The wealthy don’t get rich by working jobs that pay by the hour and investing in mutual funds or stashing away money in a 401k.

They don’t waste their money on those types of crappy under-performing investments that are designed to keep people in the working class, not make them wealthy.

Instead, the wealthy focus on generating above average market returns using investment vehicles that are OUTSIDE of the conventional financial system.

These aren’t anything like the typical watered-down investments you see a lot of the mainstream financial gurus preaching.

And you’ll never see them mentioned on CNBC or The Wall Street Journal either.

Because many of the most profitable money growing opportunitiesare intentionally kept hidden below the surface where 99% of people never look.

They don’t even know they exist and Wall Street brokers are doing everything they can to keep it that way.

Think about it, they don’t get paid any commissions to tell you about alternative investments that they don’t sell.

Their goal is to get you think that investing and retirement = the stock market and that there are no other options.

But the truth is, there are regular people just like you and I that are generatingconsistent returns on their money of 20%, 30%, or even 50% or more EVERY SINGLE YEARwithout touching individual stocks, bonds, mutual funds, or any other traditional investments.

So, if money-growing opportunities like this actually exist, then the question becomes, where do you find credible information about them?

It’s the same question I was trying to get answers to many years ago myself.

Because, let’s face it, there’s plenty of free financial information online these days…

…and I know us guys tend to be a bit stubborn sometimes.

We like to be self-sufficient and do everything ourselves…

…it’s the same reason we don’t like asking for directions when we’re lost, right?

But as you probably already know, you can go on and on for hours searching the internet just trying to figure out what’s what and come away with nothing to show for it other than a lot of wasted time.

For example, if I go to Google and I type in ‘make money online’, I get 162 million results!

Talk about overwhelming, right?

How about ‘wealth building strategies’?

Over 45 million results.

…and if we search for ‘investing ideas’, there’s almost 67 million results.

And I think the question in the back of your mind is probably like everyone else’s – because I know it was for me:

“How do I decipher between what I should

​be following, who I should trust, and how

do I know something’s even legit or not?”

Between all the fake news, scammy get-rich-quick schemes, conflicting information and self-proclaimed gurus selling bad advice, it can be really hard to separate all the BS from the real thing… especially if you don’t know what to look for.

There’s just a TON of information to have to sift and sort through to find the answers you’re looking for.

Plus, most personal finance blogs post the same ol’ one-size-fits-all common wisdom crap you can find for free just about anywhere else.

So what ends up happening?

Well, in order to get the information you need, instead of doing a google search, you might people start by asking friends and family on places like Facebook.

If you’re like most people visiting this page, you’re busy. You likely have a full-time job or a business and other responsibilities that take up most of your time.

And the last thing you want to do at the end of the day is sort through a bazillion search results just so you can find the golden nuggets and quickly get the answers you’re looking for.

Ultimately, what we’re trying to do is just get reliable information from a trusted source so we don’t have to go on a wild goose chase.

I don’t claim to have all the answers and I don’t pretend to be a financial expert…

…but between researching, testing, and writing about hundreds of unique ways to make and multiply money over the past decade, I’ve learned some things that have enabled my wife and I to essentially live the good life and help lots of other people do the same.

However, the journey to get there hasn’t been all roses and butterflies… not even close.

Before I knew what I know now, I chased a lot of shiny objects that led to nowhere.

I wasted way too much time and money on risky investments and business opportunities with people I shouldn’t have… and it’s literally cost me $143,000 in losses.

Yup, I got my butt kicked!

And let me tell ya… losing that amount of money sucks!

Fortunately, I’ve made a lot more than I’ve lost, but the downside is, it took me several years of beating my head against the wall and losing $143,000 to figure this stuff out.

I want to prevent that from happening to YOU so that you don’t have to experience all the stress, and pain and frustration I had to go through.

So, if making more money, investing and building wealth, and creating multiple streams of automated income is something you have an interest in, then I’ve got a shortcut for you that will speed up the entire process.

Because when you know what to do, where to go, and who to listen to, reaching your financial goals and being able to live your dream lifestyle becomes as simple as following in someone else’s footsteps who’s already done it.

And that’s exactly what our private M4 Insider membership will help you do.

Because knowing the difference between something that will MAKE and SAVE you money vs. something that will COST you money is where you get to benefit from our team’s insider connections and years of in-the-trenches experience.

M4 Insider is like Consumer Reports for Off-Wall Street investments and off-the-beaten path moneymaking ideas.

Except we weed out all the junk up front and only share the very best stuff that we can find.

See, back in 2009, my partner Barry and I wanted to create a convenient ‘done-for-you’ solution where ordinary guys like us (and gals) could get access to a wide variety of vetted passive investment vehicles, wealth-building resources, and insider contacts all under one roof.

I’m going to turn things over to my partner Barry so he can pull back the curtain and give you a behind-the-scenes tour of our members’ area.

But before he does that I want to say that, while everyone can certainly benefit from it, the fact is, our membership is NOT for everyone.

Some people really dig being their own detective and spending all their free time in front of a screen searching for needles in a haystack.

And yet others refuse to look at the undeniable truth in the hopes of finding the next ‘holy grail’ system that’s going to make them an overnight millionaire and magically solve all their money problems.

And there’s nothing wrong with that, but as the old saying goes, time is money.

Time is our most precious asset. Once it’s gone, you can’t get it back.

So, if you’re someone who understands the value of leveraging other people’s knowledge and expertise, and you want to bypass all the time & money-wasting garbage out there when it comes to making and saving more money and building wealth, then I invite you to watch…

A Sneak Peek of The

M4 Insider Members Area

Ok, now that you’ve seen our private members’ area, I want to share some unsolicited messages our members have sent us after they implemented some of the same money-growing secrets you’re about to get access to.

First is Doug in California:

And Dawn in New York put it this way:

And here’s what Wayne has to say about the profits he’s generated so far:

Those are just a few of the countless stories we receive on a regular basis.

Here’s What You Get When

You Join M4 Insider Today

Here’s a quick recap of what you’re going to get when you join M4 Insider today…

Top-Performing Active & Passive Investment Vehicles

Normally Reserved For The ‘Already Wealthy’

First, you’re going to get access to our exclusive vetted list of 29 of the world’s best Off-Wall Street active and passive investment vehicles and done-for-you trading services.

All of them have verified track records, with some producing an average ROI of 3%–10%+ per month on 100% auto-pilot.

Make no mistake. These aren’t watered-down investment opportunities you can simply look up by doing a quick Google search.

Many of them are ‘off the grid’, which means you’ll never hear about them from traditional financial advisors or on your own.

However, as an M4 Insider, we’ll give you all the contact info for these elite money managers so you can have them generating passive cash-flow for you, just like they’ve been regularly doing for our members.

You can even choose to have a portion of your profits grow tax-free in an IRA or another self-directed retirement account.

Unique Cash-Flow Opportunities

You’re also going to get access to unique money-making opportunities.

​If you’re in need of some extra cash, or simply want to create additional streams of income working from home, we’ve got you covered.

No matter how big or small your budget is, you’ll find plenty of unique money-making ideas and pre-screened business opportunities for generating active cash-flow and residual income.

Some of these moneymakers could help you generate an extra $100,000 or more every year for the rest of your life.

Personal Finance Secrets & Wealth Protection

Our freedoms are constantly under attack in the way of higher taxes, compromised personal privacy, rigged credit systems, currency controls, and rampant rob-Peter-to-pay-Paul governmental policies.

As sovereign living advocates, we’ll give you access to little-known strategies, resources, and contacts related to:

•  Saving money
•  Improving your credit
•  Debt reduction

•  Global banking
•  International living
•  Online privacy

•  Retirement planning
•  Tax minimization
•  Asset protection

•  Obtaining cash credit funding
•  International living
•  And much more

Member Content Updates

We’re constantly researching and testing new opportunities and resources…

And as an M4 Insider, you’re going to get real world, here’s-what-works and here’s-how-to-profit information you can start using right away.

We’ll update you on what’s working and what’s not, and where to consider making adjustments along the way.

You’ll also get access to all of our previously archived content.

Whether you’re interested in bigger, faster gains, or prefer a safer, more steady approach, there’s truly something here for everyone.

Plus, when you join today, we’re going to throw in these fast-action bonuses…

Bonus #1

Renegade Money Guide –  Think of this report as your passive income playbook straight to the money. It contains over 40 of the world’s best tips, tricks and virtually unknown strategies you can instantly start using to save more money, increase your income, and build wealth.It’s the ultimate collection of cash-boosting secrets we’ve put together to help you and other like-minded people live a richer, more fulfilling life.This exclusive guide contains over three dozen actionable ideas and proven tactics of the wealthy that can literally save you thousands of dollars on fees, taxes, travel expenses, education costs, and a whole bunch more.

Sold Seperately for $27 – Yours FREE Today

Bonus #2

Money For Life – Learn how choosing when you retire can play a large role in how much you actually have during retirement (take the 2007/8 financial crisis, for example). You’ll get clear-cut strategies of how you can prepare yourself so that ‘when’ is less of a factor.

Not Sold – Yours FREE Today

Bonus #3

Cash Miner – This report debunks the myth that “it takes money to make money” and provides you with a curated list of dozens of the best online tools and services you can use to quickly generate cash whenever the need arises.

Whether you’re strapped for cash, or just want to make some extra bucks to put towards saving, investing, or leisure spending, as long as you’ve got a little bit of time and creativity, we’ll show you how you can pull in some extra dough in a few days.

Sold Seperately for $19 – Yours FREE Today

Here’s a Recap of What You Get:

• Access To Active & Passive Investment Vehicles ($397 Value)

• Access To Unique Money-Making Opportunities ($297 Value)

• Personal Finance Secrets & Wealth Protection ($397 Value)

• Ongoing Content Updates, News & Commentary ($497 Value)

• Bonus Reports ($67 Value)

• M4i Quickstart Guide ($47 Value)

• And, much more…

Total Value: $1,702

Let me make something perfectly clear. My team and I didn’t create M4 Insider to ‘get rich’ selling membership subscriptions.

We focus on researching and testing out investments, cash-flow opportunities, and wealth-building resources that we would personally want to use and profit from… and, then turn around and share our findings with our members ONLY if we (or, our trusted colleagues) can make money with them first.

Bottom line, you’re going to get all of our cash-boosting financial gems handed to you on a silver platter without you having to deal with all the painful trial and error, pitfalls and landmines we had to go through.

We eliminate the noise while providing integrity, clarity, simplicity, transparency, and exceptional customer service.

You really can’t get this level of in-depth information anywhere else… and, even if you could, it would take hundreds of hours of intense research and testing just to dig up a fraction of what we’ve already assembled for you.

What’s Access to an Elite Membership Like This Worth?

By now, you’re probably wondering how much it will cost…

Some wealth-building membership clubs charge upwards of $2,000 a year just for their educational information alone.

And, even though a $2,000 membership fee would still be a bargain, you’re not going to pay anywhere close to that.

Not $997 or even $697 — NOTE: This, however, is our everyday retail price for access to M4 Insider – Platinum, which is an all-access backstage pass to ALL our research for LIFE.

However, the special we’re running is something we’d advise you to jump on today, as we only keep these kind of offers open on a limited basis. Once you click the button below, you’ll see our one-time (no recurring subscription fees, ever) offer.I promise it will be an investment you’ll gain from for years and years to come.

And, I’m going to make the offer even better for you…

Join Today And Risk NOTHING With Our 60-Day ‘Great Research’ Policy:

Take M4 Insider for a risk-free spin for 60 days… explore our members’ area and read all of our research.And, if for some rare reason, at the end of that two-month period you find it’s just not working for you — that it’s not every bit as good as our members say it is — simply let us know and we’ll refund everything you’ve paid (see our member agreement on the checkout page for details).I don’t know how much more fair we can make this, so join the club and lock in a very special rate today.

Which path will you choose?

They say knowledge is power… they also say it’s all about ‘who you know’.

I’m here to make sure you have both.

Because, time is the scarcest commodity we have.

It’s a depreciating asset that we can’t get more of once it’s gone.

And, after you spend too much of it, you lose your opportunity to make the most of it… and, then you’re dead.

The way I see it, you have three options in front of you right now…

•  OPTION #1: You can forget that you ever read this letter, deny yourself and your family the life of abundance you deserve, and hope for the best while the banks, brokers and government suck your savings dry (the strategy of the helpless).
•  OPTION #2: You can try to figure it all out by yourself (and, likely get eaten alive), spending weeks of your precious time in front of the computer reading blogs, articles, and books for the best ways to increase your income and build wealth on your own (not much better than your first option).
•  OPTION #3: You can join our inner-circle, skip the steep learning curve and grueling detective work, save time, and immediately begin living a wealthier life. As an M4 Insider, you’re not alone and we have your back.

I look forward to seeing you on the inside,

Brad Weinman

Co-founder, M4 Research

​P.S. If you’ve read this far and have decided not to grab a NO-RISK subscription to M4 Insider, please remember this:The action or inaction you take today will determine your future wealth.You have a choice: continue down the blind ignorance path that will destroy your chances for a long, happy retirement free from financial worries… OR, make a positive step towards financial freedom.Wall Street fat cats and the wealthy elite have taken advantage of the little guy for far too long. This is your shot to beat them at their own game…

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