The short common-sense street-smarts version:

M4 Research, LLC, (M4) is the owner of M4research.com.

Nothing contained herein – whether via the front-end blog ( at The M4 Memo ) or via the private members area – should be construed as legal, tax and / or accounting advice. We don’t sell investments. We’re not brokers, money managers, or financial advisors. Any action taken in regards to the information contained on this site, or ancillary products or services should be undertaken only upon the advice and counsel of a trained legal and / or accounting professional.

M4 Research, LLC, and its partners, editors, and affiliates, through its flagship product, The Wealth Vault, only offers research and passes along wealth-enhancement ideas, and financial education. We are not liable for any loss you incur that is directly or indirectly related to the purchase and use of our information, products or services.

The long legal, the-devils-in-the-details version:

M4 Research, LLC, is not a United States Securities Dealer, NFA / CFTC Member, or United States Investment Advisor. All articles and related documents are never considered to be a solicitation for any purpose, in any form or content. Upon reading the articles and information on this website, you hereby acknowledge this warning and Disclaimer. All information provided is for informational purposes only, and shall not be relied upon as personal financial advice. Any reference to a specific trading strategy or investment method is only to assist in learning, and shall NEVER be relied upon when making future investment decisions.

Futures, Forex, Hedge Funds, Private Equity, Private Placement, and all other forms of alternative investing involve a substantial risk of loss and may not be suitable for all investors. All investors must evaluate the alternative investment they are interested in, and shall not rely upon the opinion of M4 Research, LLC, or any of its affiliates. Any references to a specific company, investment idea, or trading strategy must be assessed by the potential investor, and therefore, there is no liability incurred by M4 Research, LLC, for any event occurring as a result of these opinions or references.

Past performance may show the history of the trader, but is not necessarily indicative of future trading results. Trading advice is based on information taken from trade and statistical services, and other sources which M4 Research, LLC, believes to be reliable. We do not guarantee that such information is accurate or complete, and it should not be relied upon as such. Any investment insight, education, or implied advice reflects our judgment at a specific time and is subject to change without notice.

There is no guarantee that ANY information provided by M4 Research, LLC, will result in profitable trades or investment decisions. All trading and investment decisions should be made by the account holder, and shall not be based upon information derived from this website, or any employee of M4.

M4 Research, LLC, and its members shall not be liable for any actions resulting from the reading, application, communication, or redistribution of any material provided on this website.

M4 Research, LLC, is not to be considered a licensed tax advisor, and shall NOT be relied upon for tax or investment advice. Tax regulations vary between jurisdictions, and each reader is subject to tax and reporting laws in their country of residence. Every reader must acknowledge and obey their local tax laws, and shall NOT consider information from this site when making tax related decisions. All information related to taxes shall not be relied upon in any way, as M4 makes no warranties or claims to the accuracy of this material.

External Linking: Please be aware that some of the sites that you may link to through on our website are not supported by M4 Research, LLC, and are maintained by outside entities. Because the material made available on these sites is not under the control of M4 Research, LLC, we make NO representation to you about these sites, or the material you may find. The fact that M4 Research, LLC, has linked to these sites does not constitute an endorsement or recommendation of any kind. The links to these sites are being provided only as a convenience to you, and are strictly for informational purposes only. M4 Research, LLC, does not support the information of any other website or company, and shall NOT be held liable for damage occurring from any website it links to, or is linked from.

Copyright Policy: All text, images, and other content on this website is the property of M4 Research, LLC, unless noted otherwise. You are NOT allowed to reproduce, sell, or modify any part of this Blog, or website, and those who violate this policy may face criminal prosecution. You are welcome to link to our Blog, and discuss its contents in a respectful manner, which we greatly encourage. When you quote or link to our Blog, please include the website name in your link. Unless specified by M4, no one is authorized to use the content of this website for personal profit. THE UNAUTHORIZED COPYING, REPRODUCTION, MODIFICATION, REPUBLISHING, UPLOADING, POSTING, TRANSMITTING, OR DUPLICATION OF ANY MATERIAL ON THIS WEBSITE IS PROHIBITED.

Limitations of Liability: IN NO EVENT SHALL THE AUTHOR, OR M4 RESEARCH, LLC, BE LIABLE FOR ANY DAMAGES OR LOSSES RELATED TO THIS WEBSITE. THE AUTHOR’S LIABILITY FOR ANY CLAIM IS LIMITED TO THE GROSS MONTHLY AMOUNT PAID BY THE AUTHOR FOR HOSTING SERVICES DURING THE ONE MONTH PERIOD IMMEDIATELY FOLLOWING THE DATE OF THE CLAIM. Each reader acknowledges that they have entered into this Agreement by visiting our website, relying and recognizing the limitations of liability stated herein. Without limiting the foregoing, M4 Research, LLC, shall not have any liability for any failure or delay resulting from any condition beyond its reasonable control. As stated prior, M4 is not liable for the content of any comments which visitors, or authors, may post on this Blog or website (see Comment policy).

Obligation to Indemnify: By visiting this website, you agree and recognize that M4 Research, LLC, its readers, employees, and owners (collectively “Indemnified Persons”) will be held completely harmless from any and all third party claims, liability, loss, and expenses (including but not limited to: damage awards, settlement amounts, legal fees, civil suits, etc.).